Are you a home owner? If yes, and you have not even started in business, there is a good chance we will be able to get lease finance, normally for amounts up to £25,000. (subject to below) If no, it will be difficult. For all new start companies, leasing companies will ask for personal guarantees (excluding vehicle finance.)
They will ask to see your last three months bank statements and will undertake a personal search. If there are bounced payments or any County Court Judgements, then again, “computer says no.”
We need to do a bit more work to obtain a credit approval for a new start company compared to a company with a trading history. Any positive appropriate information will help such as your experience in the sector, other investments, contracts. Budgets, a business plan or a cash flow statement might also help.